Q&A: What is a FICO® credit score?

A FICO® Score is a three-digit number based on the information in your credit reports. It helps lenders determine how likely you are to repay a loan. This, in turn, affects how much you can borrow, how many months you have to repay, and how much it will cost to borrow (the interest rate).

See also:
Q&A: How is a FICO® credit score calculated?
Q&A: How do I improve my FICO® credit score?

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